3 Costs Homebuyers Should Know

Here are three costs every buyer should know before purchasing a home.

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Are you looking to purchase a home? There are three funds you need to have ready:

1. Closing cost fund. Closing costs are what’s required to sustain a mortgage. You should plan on saving 2.5% or 3% of the purchase price to cover closing costs.

2. Down payment costs. Depending on your mortgage, this amount will be different. Make sure you understand your mortgage and know how much you need to save.

3. Cash reserves. Loan officers will look into your bank account to ensure you have the cash. Plus, it’s always nice to have extra laying around.

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"Mikki and the Healthy Realty team earn a 5-star review from us for their work selling our home on James Island. From start to finish Mikki and her team of professionals handled all the details of our sale with ease, making our sale and move a breeze! Mikki’s expert knowledge of the local market allowed us to sell our home at the top of its market value. A win for us all! From her opening presentation to the beautiful photography and web set up, to the sale and closing detail follow up, our experience was A1. Communication was always prompt and attentive. Staff was timely, professional, courteous and engaged. Mikki is a true professional, and expert in the field. She knows how to bring in the right buyer at the right price to maximize your homes’ value. And, she always brings a smile! Thank you Mikki!"

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