Mikki Ramey profile image

By Mikki Ramey

Mikki Ramey, a trailblazer in the world of real estate, has carved an inspiring path marked by dedication, expertise, and a profound commitment to her clients’ well-being.

Let’s Explore Your Selling Options. I’ll help you sell your home at the price and terms you want. Free Selling Strategy Call

Are you looking to purchase a home? There are three funds you need to have ready:

1. Closing cost fund. Closing costs are what’s required to sustain a mortgage. You should plan on saving 2.5% or 3% of the purchase price to cover closing costs.

2. Down payment costs. Depending on your mortgage, this amount will be different. Make sure you understand your mortgage and know how much you need to save.

3. Cash reserves. Loan officers will look into your bank account to ensure you have the cash. Plus, it’s always nice to have extra laying around.

If you have any questions about today’s video, please call or email me. I am always willing to talk.

  • Let’s Explore Your Selling Options. I’ll help you sell your home at the price and terms you want. Free Selling Strategy Call

  • Free Home Value Estimate. Know the value of your property for a cash offer or traditional listing. Request My Value

  • Looking for a Charleston Home?. Search the entire MLS for your Charleston home. Search the MLS

  • Free Real Estate Newsletter. Get our latest Q&A, insights, and market updates to make smarter decisions. Subscribe Now